Personal Information: Any information that relates to a natural person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person. Such information includes name, address, mobile number, etc.
Sensitive personal data or information relating to: passwords; financial information such as bank accounts or credit card or debit card or other payment instrument details; physical, physiological and mental health condition; sexual orientation; medical records and history; biometric information; any of the information received under above clauses by body corporate for processing or storage under lawful contract or otherwise. Information which is freely available in the public domain or furnished under the Right to Information Act, 2005 or any other law shall not be regarded as sensitive personal data or information.
Payment Data: It is defined as end-to-end transaction details and information pertaining to payment or settlement transaction that is gathered / transmitted / processed as part of a payment message / instruction. Payment Data includes - Customer data (Name, Mobile Number, email, Aadhaar Number, PAN number, etc. as applicable); Payment sensitive data (customer and beneficiary account details); Payment Credentials (OTP, PIN, Passwords, etc.); and, Transaction data (originating & destination system information, transaction reference, timestamp, amount, etc.).
Consent for collection of Personal Information
Users provide their consent to the use, disclosure, storage, possession, receiving, dealing or handling of their Personal Information by accessing, browsing, or availing services on the Website. Users provide their specific consent to the use, disclosure, storage, possession, receiving, dealing or handling of their Sensitive personal data or information for lawful purposes enumerated in this policy through checking the box affirming such consent appearing at the time of creation of their Account on the Website.
DMT presumes adequate and lawful parental consent in case the Personal Information or Sensitive personal data or information is shared by a User under the age of 18 years.
Types of Information we collect
The Users who access and use our Website are required to submit certain Personal Information and Sensitive personal data or information for creating an Account, entering into transactions with us and obtaining customer support services. Personal Information and Sensitive personal data or information which may be collected by us includes:
full name and age; PAN; Masked Aadhaar; password of User’s account registered with us; postal address; E-mail address; mobile number; internet protocol (IP) addresses (through cookies); URL of website accessed prior to and post Users’ accessing our Website; credit/debit card number, credit/debit card expiration date and/or other payment instrument details; User’s feedback, queries, e-mails, letters, suggestions provided to us; third party information about concerned User’s activities or postings on the Website; Information about the mobile/tab device the App is installed on or mobile device identifier. any other information relevant for accessing and using our Website as maybe required by us.
Purpose of Collection
We shall collect your Personal Information or Sensitive personal data or information only for specific, clear and lawful purposes. These include: to give the User a safe, efficient, smooth and personalised experience while using our Website; to improve our services and products; to respond to your queries or complaints generally related to our services, etc; to send promotional emails containing information about our existing and new products/services, newsletters, notify changes in this Policy or other policies etc; to analyse the traffic on our Website and conduct market research regarding users’ demographics, interests, and behaviour; to create new products and services; to provide customer support services; to detect, to enforce Terms of Conditions; other such lawful purposes as described at the time of collection of Personal Information or Sensitive personal data or information.
Disclosure of information
To improve the effectiveness and usability of the Website for our Users, we use “cookies”, or similar technology to collect information and assign each visitor a unique random number called as a User Identification (User ID) in order to understand the User's individual interests. Our web servers automatically collect limited information about the User’s computer connection to the Internet, including User’s IP address, when the User visits the Website (User’s IP address is a number that lets computers connected to the internet know where to send data to the User such as the web pages viewed by the User).
Links to other websites
The Website provides links to other websites which may or may not collect information about the User. The User acknowledges that this Policy does not cover the collection and use of information by such sites and that we shall not be responsible for the privacy policies, practices or content of the linked websites.
Retention of Information
Your Personal Information and Sensitive personal data or information may be retained and used until: (i) the relevant purposes for the use of your information described in this Policy are no longer applicable; and (ii) we are no longer required by applicable law, regulations, contractual obligations or legitimate business purposes to retain your information; and (iii) the retention of your information is not required for the establishment, exercise or defines of any legal claim.
DMT may send direct mailers to the User at the email address given by the User. The User has the option to opt-out of this direct mailer by way of links provided at the bottom of each mailer or any other means as DMT deems appropriate. DMT respects every User’s privacy and in the event that User chooses to not receive such mailers, DMT will take all steps to remove the User from the list. If a User wants to remove his/her/it’s contact information from all mailing lists and newsletters, the same can be done through “Profile” page of his/her/it’s account with DMT.
Insurance is offered by DIALMYTRIP TECH PRIVATE LIMITED (CIN U93000DL2015PTC286253), Principal Place of Business: 516, Vishal Chamber, Sector – 18, Noida, GB Nagar - 201301, Uttar Pradesh. Registered Office: B-75, F/F, Plot No-1, New Ashok Nagar, Delhi - 110096, IRDAI Corporate Agent Registration Code - CA0756, License category- Corporate Agent (Life & General), valid till 01/07/2024. Product information is solely based on the information received from the insurers. For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully of respective insurer before concluding a sale.
How we secure the information
The Website has put stringent security measures necessary to prevent misuse, unauthorised access, modification, disclosure or destruction of your Personal Information and Sensitive personal data or information in our control. All information collected by us is stored on servers secured behind a firewall; such servers are password-protected and access is strictly limited based on need-to-know basis.
We may undertake periodic review of our security safeguards and this Policy to incorporate such future changes as may be appropriate to ensure that integrity of your Personal Information and Sensitive personal data or information is intact. In case of any security breach which is likely to cause harm to the User, we shall notify the User of such breach as soon as practicable and take necessary measures to remedy the breach or mitigate any immediate harm.
If you seek any clarifications regarding this Policy or wish to raise any issue or grievance with respect to illegal access, use or disclosure of Personal Information, please e-mail at email@example.com
We shall attempt to resolve any issues within a period of thirty (30) days from the date of receipt of the question, concern, grievance or report.
This Policy is published in compliance of: - Section 43A of the Information Technology Act, 2000 and Regulation 4 of the Information Technology Rules, 2011.
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